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FBKSJ ("we", "us", "the studio") operates the website at fbksj.online and provides freelance design, development, content, and marketing services. We respect your privacy and are committed to protecting the personal information you share with us. By using this website or our services, you agree to the practices described below.

1. Information we collect

We only collect information needed to respond to you and deliver our services:

• Contact details you provide — such as your name, email address, and any information included in a message or project brief.
• Project information — files, content, and details you share so we can scope and complete your work.
• Billing information — handled through our payment processor. We do not collect or store full card numbers ourselves.
• Basic technical data — standard server logs and any analytics needed to keep the site secure and working.

2. How we use your information

• To reply to enquiries and provide quotes and estimates.
• To carry out and deliver the services you request.
• To issue invoices and process payments.
• To keep records required for accounting and legal compliance.
• To maintain the security and proper operation of the website.

3. Payment processing

Payments are processed securely by Stripe, a third-party payment provider. When you pay an invoice, your card details are entered into and handled directly by the payment processor and are not stored on our servers. Payment processing is subject to the processor's own terms and privacy practices.

4. How we share information

We do not sell your personal information. We only share it where necessary to operate — namely with trusted service providers who help us deliver our services (for example, payment processing and hosting), and only to the extent required. We may also disclose information where required by law.

5. Cookies and analytics

The website may use minimal cookies or similar technologies needed for the site to function and to understand basic, aggregated usage. You can control cookies through your browser settings. Disabling some cookies may affect how parts of the site work.

6. Data retention

We keep personal information only for as long as needed to provide our services and to meet legal, accounting, and record-keeping obligations. When information is no longer required, we take reasonable steps to delete or anonymise it.

7. Security

We take reasonable technical and organisational measures to protect your information against loss, misuse, and unauthorised access. No method of transmission or storage is completely secure, but we work to safeguard your data appropriately.

8. Your rights

Depending on your location, you may have the right to access, correct, or request deletion of your personal information, and to object to or restrict certain processing. To make a request, contact us using the details below and we will respond within a reasonable time.

9. Children's privacy

Our website and services are intended for businesses and adults. We do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us so we can remove it.

10. Changes to this policy

We may update this Privacy Policy from time to time. The latest version will always be posted on this page with a revised "last updated" date. Continued use of the website after changes means you accept the updated policy.

11. Contact

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These Terms & Conditions ("Terms") form an agreement between you ("the client", "you") and FBKSJ ("we", "us", "the studio"), an independent freelancer operating as a sole proprietor at fbksj.online. By using this website, requesting a quote, or engaging our services, you agree to these Terms.

1. Services

FBKSJ provides freelance services including web design and development, brand and identity work, content and copywriting, and digital marketing. The exact deliverables for any engagement are defined in a written quote or project agreement agreed by both parties before work begins.

2. Quotes and scope

Project pricing shown on this website (from $170 up to $500,000) reflects starting estimates only. A final price is confirmed in a written quote based on your specific scope, deliverables, and timeline. Work that falls outside the agreed scope may be quoted and billed separately.

3. Estimates and pricing

Estimates are valid for the period stated in the quote. Where a project is billed by milestone, each milestone and its price will be set out in advance. Taxes, where applicable, may be added in line with the law that applies to the engagement.

4. Payment terms

• Invoices are issued for the agreed amount and paid online by card through our secure payment processor.
• A deposit may be required before work begins, as stated in the quote.
• Remaining balances are due as set out in the agreement, for example on milestone completion or before final delivery.
• Late or non-payment may pause work and delay delivery.

5. Revisions

Each engagement includes a reasonable number of revision rounds as specified in the quote. Additional revisions or changes of direction beyond the agreed scope may be billed separately at the rate stated in your agreement.

6. Intellectual property

Unless otherwise agreed in writing, ownership of final deliverables transfers to the client once the project has been paid for in full. Until full payment is received, all work remains the property of the studio. We may display completed, non-confidential work as part of our portfolio unless you ask us in writing not to.

7. Client responsibilities

You agree to provide accurate information, necessary content and materials, and timely feedback so work can proceed. You confirm that any materials you supply do not infringe the rights of others and that you have the right to use them.

8. Timelines

We work to the schedule agreed in the project plan. Timelines depend on receiving your materials and feedback on time. Delays caused by late responses or scope changes may move delivery dates.

9. Cancellation and refunds

Either party may end an engagement in writing. If you cancel after work has started, you remain responsible for work completed and costs incurred up to that point. Deposits and amounts for completed work are generally non-refundable unless agreed otherwise.

10. Warranties and disclaimer

We provide our services with reasonable skill and care. Except as expressly stated, the website and services are provided "as is" without further warranties of any kind. We do not guarantee specific business results from any work delivered.

11. Limitation of liability

To the maximum extent permitted by law, our total liability arising from any engagement is limited to the amount you paid for that engagement. We are not liable for indirect, incidental, or consequential losses.

12. Confidentiality

Both parties agree to keep non-public information shared during an engagement confidential and to use it only for the purpose of completing the project.

13. Governing law

These Terms are governed by the laws applicable in the studio's place of operation. Any disputes will be handled in accordance with those laws. (Replace this section with your specific jurisdiction before publishing.)

14. Changes to these terms

We may update these Terms from time to time. The current version is always posted on this page. Continued use of the website or services after changes means you accept the updated Terms.

15. Contact

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FBKSJ ("we", "us", "the studio") respects the intellectual property of others and expects users and clients to do the same. This policy describes how to notify us if you believe content associated with fbksj.online infringes your copyright, and how we handle such notices.

1. Reporting copyright infringement

If you believe your copyrighted work has been used or displayed in a way that constitutes infringement, please send a written notice to our designated contact below. To be valid, your notice should include the following:

• Your physical or electronic signature, or that of a person authorised to act on the rights holder's behalf.
• A clear description of the copyrighted work you claim has been infringed.
• The exact location (such as the page or file) of the material you believe is infringing, with enough detail for us to find it.
• Your contact details, including name, address, and email address.
• A statement that you have a good-faith belief the use is not authorised by the rights holder, its agent, or the law.
• A statement, made under penalty of perjury, that the information in your notice is accurate and that you are the rights holder or authorised to act on their behalf.

2. Designated contact

3. Our response

On receiving a valid notice, we will review it and, where appropriate, remove or disable access to the material in question. We may also notify the party who provided the material so they have the opportunity to respond.

4. Counter-notification

If you believe material was removed in error or misidentified, you may send a counter-notification to the same contact. A valid counter-notification should include your signature, identification of the removed material and where it appeared, a statement under penalty of perjury that the removal was a mistake or misidentification, your contact details, and your consent to resolve the matter under the applicable jurisdiction.

5. Repeat infringers

We may, in appropriate circumstances and at our discretion, decline to work with or remove content from anyone who is found to repeatedly infringe the copyright of others.

6. Good-faith use

Please only submit notices for genuine claims. Submitting false or bad-faith claims may carry legal consequences. If you are unsure whether something is infringing, you may wish to seek independent legal advice before sending a notice.

7. Changes to this policy

We may update this DMCA Policy from time to time. The current version is always posted on this page with a revised "last updated" date.